341 Spanish Gold Ln, Captiva, FL 33924
Pending $1,399,000
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Fully Remodeled North Captiva Island Harbor View Haven with Dock, Club Amenities & Timeless Island Charm! There’s something special about arriving by water, tying up at your own dock, and knowing you’re home. 341 Spanish Gold Lane is a fully renovated waterfront retreat where coastal charm meets modern peace of mind - designed for effortless island living and unforgettable days on the water. Set along a tranquil natural canal, this home with 4 sleeping rooms and 2 baths has been thoughtfully transformed from top to bottom. Nearly every room captures calming views across the canal and harbor toward Pine Island Sound, creating a constant connection to the water. Recent upgrades include impact-rated windows, a new metal roof, new exterior decks and railings, a whole-house RO system, and a beautifully remodeled interior that’s professionally decorated & move-in ready. The open-concept living level is anchored by a custom-designed kitchen - a true gathering place. A full wall of windows frames the water beyond the expansive screened porch, while elegant cabinetry, generous storage, and a breakfast bar make entertaining effortless. Whether it is casual mornings or sunset dinners, this space was designed for relaxation. Upstairs, the primary suite feels like a private sanctuary, complete with a walk-in closet, a spa-style bath with a custom-tile shower, and both a screened/covered porch and a sunny waterside deck - perfect for spotting manatees gliding by. Two additional guest rooms include a refined harbor-view sleeping room and a custom-built bunk room that sleeps five, ideal for hosting family and friends. Just off the screened dining porch, the charming “lighthouse room” has its own entrance and can be used as a 4th sleeping space, an office, or an artist’s studio. Climb one more level, and you’ll find the ultimate sunrise-to-sunset deck, where stargazing comes naturally, and the sound of the sea fills the night air. Outside, the home continues to impress. Your private dock provides a protected harbor for your vessel. At the same time, nearby outdoor amenities create a true island playground - an outdoor bar with swing seats & a cozy fire table lounge, kayak storage, beach gear storage, enclosed outdoor shower, and more. Everything you need for life on the water is already here. As a member of the Safety Harbor Club, this property includes full access to a community pool, tennis & pickleball courts, waterfront restaurant, beach access, and additional dockage for guest boats—bringing resort-style convenience right to your doorstep. This is the kind of home you don’t just visit… You arrive at. A rare, Gulf-access island retreat where thoughtful upgrades, harbor view living, and relaxed luxury come together seamlessly. At 341 Spanish Gold Lane, you don’t chase the island lifestyle - you sail straight into it. If you have been looking for a fully remodeled waterfront home with views and dockage at a lower price point, this special home is a must see!
Vaulted Ceiling(s)
Beach - Private
Clubhouse
Community Boat Dock
Pool
Pickleball
Private Membership
Restaurant
Tennis Court(s)
Taxes: $6,104.25
Tax Year: 2025
Master Association Fees: $1,750.00
Association Fee: $9,372.00
Dock Included
Wooden Dock
Balcony
Screened Lanai/ Porch
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator/ Freezer
Reverse Osmosis
Washer
Y
Bay
Canal Front
Intersecting Canal
Mangrove
Building Description: Florida, Multi- Story Home, Single Family
Community Type: Boating, Non- Gated
MLS Area: Safety Harbor Club
Total Square Footage: 2,099
Total Floors: 2
Water: Central, Reverse Osmosis - Entire House
Construction: Wood Frame
Date Listed: 2026-01-04 00:00:00
Pool Description: Community
Furnished: Partially
Flooring: Tile, Wood
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Impact Resistant Doors, Impact Resistant Windows
Laundry: In Garage
Irrigation: None
Pets: Yes
Restrictions: Architectural, Deeded, No Commercial
Maintenance: Trash Removal
Rear Exposure: E
Lot Desc.: Oversize
Amenities: Beach - Private, Clubhouse, Community Boat Dock, Pool, Pickleball, Private Membership, Restaurant, Tennis Court(S)
Listing Courtesy Of: Resort Properties Internationa
homes@northcaptiva.net
Fully Remodeled North Captiva Island Harbor View Haven with Dock, Club Amenities & Timeless Island Charm! There’s something special about arriving by water, tying up at your own dock, and knowing you’re home. 341 Spanish Gold Lane is a fully renovated waterfront retreat where coastal charm meets modern peace of mind - designed for effortless island living and unforgettable days on the water. Set along a tranquil natural canal, this home with 4 sleeping rooms and 2 baths has been thoughtfully transformed from top to bottom. Nearly every room captures calming views across the canal and harbor toward Pine Island Sound, creating a constant connection to the water. Recent upgrades include impact-rated windows, a new metal roof, new exterior decks and railings, a whole-house RO system, and a beautifully remodeled interior that’s professionally decorated & move-in ready. The open-concept living level is anchored by a custom-designed kitchen - a true gathering place. A full wall of windows frames the water beyond the expansive screened porch, while elegant cabinetry, generous storage, and a breakfast bar make entertaining effortless. Whether it is casual mornings or sunset dinners, this space was designed for relaxation. Upstairs, the primary suite feels like a private sanctuary, complete with a walk-in closet, a spa-style bath with a custom-tile shower, and both a screened/covered porch and a sunny waterside deck - perfect for spotting manatees gliding by. Two additional guest rooms include a refined harbor-view sleeping room and a custom-built bunk room that sleeps five, ideal for hosting family and friends. Just off the screened dining porch, the charming “lighthouse room” has its own entrance and can be used as a 4th sleeping space, an office, or an artist’s studio. Climb one more level, and you’ll find the ultimate sunrise-to-sunset deck, where stargazing comes naturally, and the sound of the sea fills the night air. Outside, the home continues to impress. Your private dock provides a protected harbor for your vessel. At the same time, nearby outdoor amenities create a true island playground - an outdoor bar with swing seats & a cozy fire table lounge, kayak storage, beach gear storage, enclosed outdoor shower, and more. Everything you need for life on the water is already here. As a member of the Safety Harbor Club, this property includes full access to a community pool, tennis & pickleball courts, waterfront restaurant, beach access, and additional dockage for guest boats—bringing resort-style convenience right to your doorstep. This is the kind of home you don’t just visit… You arrive at. A rare, Gulf-access island retreat where thoughtful upgrades, harbor view living, and relaxed luxury come together seamlessly. At 341 Spanish Gold Lane, you don’t chase the island lifestyle - you sail straight into it. If you have been looking for a fully remodeled waterfront home with views and dockage at a lower price point, this special home is a must see!
Property Details
Price: $1,399,000
Sq Ft: 1,584
($883 per
sqft)
Bedrooms: 3
Bathrooms: 2
City: Captiva
County: Lee
Type: Single Family
Development: Safety Harbor Club
Acres: 0.2310
Virtual Tour/Floorplan: View
Year Built: 1983
Listing Number: 2025026193
Status Code: Pending
Taxes: $6,104.25
Tax Year: 2025
Garage:
Furnishings: Partially
Pets Allowed: Yes
Interior Features:
Vaulted Ceiling(s)
Amenities:
Beach - Private
Clubhouse
Community Boat Dock
Pool
Pickleball
Private Membership
Restaurant
Tennis Court(s)
Financial Information:
Taxes: $6,104.25
Tax Year: 2025
Master Association Fees: $1,750.00
Association Fee: $9,372.00
Exterior Features:
Dock Included
Wooden Dock
Balcony
Screened Lanai/ Porch
Equipment:
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator/ Freezer
Reverse Osmosis
Washer
View:
Y
Waterfront Description:
Bay
Canal Front
Intersecting Canal
Mangrove
Additional Information:
Building Description: Florida, Multi- Story Home, Single Family
Community Type: Boating, Non- Gated
MLS Area: Safety Harbor Club
Total Square Footage: 2,099
Total Floors: 2
Water: Central, Reverse Osmosis - Entire House
Construction: Wood Frame
Date Listed: 2026-01-04 00:00:00
Pool Description: Community
Furnished: Partially
Flooring: Tile, Wood
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Impact Resistant Doors, Impact Resistant Windows
Laundry: In Garage
Irrigation: None
Pets: Yes
Restrictions: Architectural, Deeded, No Commercial
Maintenance: Trash Removal
Rear Exposure: E
Lot Desc.: Oversize
Amenities: Beach - Private, Clubhouse, Community Boat Dock, Pool, Pickleball, Private Membership, Restaurant, Tennis Court(S)
Map of 341 Spanish Gold Ln, Captiva, FL 33924
Listing Courtesy Of: Resort Properties Internationa
homes@northcaptiva.net