2909 38Th St Sw, Cape Coral, FL 33914
For Sale $769,900
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Scheduled Open Houses
2026-09-11 1:00 pm - 3:00 pm
2026-09-12 11:00 am - 1:00 pm
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Gulf access. Pool. Surfside. And no flood insurance required. That combination alone makes this home stand out and opportunities offering this much value in one of Cape Coral’s most sought after neighborhoods don’t come around often. Located outside of a flood zone with no flood insurance required, this beautifully maintained waterfront home delivers more than 2,200 square feet of living space and the Southwest Florida lifestyle buyers are looking for without sacrificing peace of mind. Built in 2005, the owners have already taken care of the big ticket items, including a new roof 2023, new A/C system, and extensive hurricane protection with impact windows, electric roll down shutters, and accordion shutters protecting all major openings. For boaters, this is where it gets even better. The property sits along a Gulf access canal with an expansive captain’s walk and electric already in place giving you the foundation to create your future dock and lift setup. A fenced backyard adds another layer of privacy and functionality. Inside, natural light takes center stage. A wall of windows and four sets of sliding glass doors showcase the canal views and create the indoor outdoor connection Florida living is all about. Tile flooring runs throughout the home, complemented by granite countertops in every bathroom, stainless steel appliances, custom blinds, and plantation shutters. The spacious primary suite continues the waterfront experience with beautiful canal views of its own. Then step outside. A large under truss lanai opens to your private backyard oasis and heated pool, creating the perfect setting for morning coffee, sunset cocktails, entertaining friends, or simply enjoying Southwest Florida year round weather. Gulf access. Heated pool. Over 2,200 square feet. Major updates. Hurricane protection. Surfside location. And no flood insurance required. Finding all of that in one home is difficult. Finding it at a compelling value is even harder. This is the one buyers have been waiting for. Schedule a showing today.
Bar
Built- In Cabinets
Foyer
French Doors
Pantry
Window Coverings
Pull Down Stairs
Smoke Detectors
Tray Ceiling(s)
Walk- In Closet(s)
Wet Bar
Wheel Chair Access
None
Taxes: $1,177.69
Tax Year: 2025
Captain's Walk
Screened Lanai/ Porch
Electric Cooktop
Dishwasher
Disposal
Dryer
Refrigerator/ Freezer
Self Cleaning Oven
Washer
Y
Canal Front
Building Description: Ranch, Single Family
Community Type: Boating, No Subdivision, Non- Gated
MLS Area: Cape Coral
Total Square Footage: 2,673
Total Floors: 1
Water: Assessment Paid
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-09-01 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Custom Upgrades, Electric Heat, Screen Enclosure
Furnished: Unfurnished
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Driveway Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric, Exhaust Fan
Storm Protection: Impact Resistant Doors, Impact Resistant Windows, Shutters Electric, Shutters - Manual
Security: Smoke Detector(S)
Laundry: Laundry In Residence
Irrigation: Assessment Paid
Pets: Yes
Restrictions: No Commercial
Maintenance: None
Lot Desc.: Regular
Amenities: None
Listing Courtesy Of: Serhant
jamesb@serhant.com
Gulf access. Pool. Surfside. And no flood insurance required. That combination alone makes this home stand out and opportunities offering this much value in one of Cape Coral’s most sought after neighborhoods don’t come around often. Located outside of a flood zone with no flood insurance required, this beautifully maintained waterfront home delivers more than 2,200 square feet of living space and the Southwest Florida lifestyle buyers are looking for without sacrificing peace of mind. Built in 2005, the owners have already taken care of the big ticket items, including a new roof 2023, new A/C system, and extensive hurricane protection with impact windows, electric roll down shutters, and accordion shutters protecting all major openings. For boaters, this is where it gets even better. The property sits along a Gulf access canal with an expansive captain’s walk and electric already in place giving you the foundation to create your future dock and lift setup. A fenced backyard adds another layer of privacy and functionality. Inside, natural light takes center stage. A wall of windows and four sets of sliding glass doors showcase the canal views and create the indoor outdoor connection Florida living is all about. Tile flooring runs throughout the home, complemented by granite countertops in every bathroom, stainless steel appliances, custom blinds, and plantation shutters. The spacious primary suite continues the waterfront experience with beautiful canal views of its own. Then step outside. A large under truss lanai opens to your private backyard oasis and heated pool, creating the perfect setting for morning coffee, sunset cocktails, entertaining friends, or simply enjoying Southwest Florida year round weather. Gulf access. Heated pool. Over 2,200 square feet. Major updates. Hurricane protection. Surfside location. And no flood insurance required. Finding all of that in one home is difficult. Finding it at a compelling value is even harder. This is the one buyers have been waiting for. Schedule a showing today.
Property Details
Price: $769,900
Sq Ft: 2,204
($349 per
sqft)
Bedrooms: 4
Bathrooms: 2
City: Cape Coral
County: Lee
Type: Single Family
Development: Cape Coral
Acres: 0.2450
Virtual Tour/Floorplan: View
Year Built: 2005
Listing Number: 2026036999
Status Code: A-Active
Taxes: $1,177.69
Tax Year: 2025
Application Fee: $0.00
Garage:
2
/
Y
Furnishings: Unfurnished
Pets Allowed: Yes
Interior Features:
Bar
Built- In Cabinets
Foyer
French Doors
Pantry
Window Coverings
Pull Down Stairs
Smoke Detectors
Tray Ceiling(s)
Walk- In Closet(s)
Wet Bar
Wheel Chair Access
Amenities:
None
Financial Information:
Taxes: $1,177.69
Tax Year: 2025
Exterior Features:
Captain's Walk
Screened Lanai/ Porch
Equipment:
Electric Cooktop
Dishwasher
Disposal
Dryer
Refrigerator/ Freezer
Self Cleaning Oven
Washer
View:
Y
Waterfront Description:
Canal Front
Additional Information:
Building Description: Ranch, Single Family
Community Type: Boating, No Subdivision, Non- Gated
MLS Area: Cape Coral
Total Square Footage: 2,673
Total Floors: 1
Water: Assessment Paid
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-09-01 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Custom Upgrades, Electric Heat, Screen Enclosure
Furnished: Unfurnished
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Driveway Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric, Exhaust Fan
Storm Protection: Impact Resistant Doors, Impact Resistant Windows, Shutters Electric, Shutters - Manual
Security: Smoke Detector(S)
Laundry: Laundry In Residence
Irrigation: Assessment Paid
Pets: Yes
Restrictions: No Commercial
Maintenance: None
Lot Desc.: Regular
Amenities: None
Map of 2909 38Th St Sw, Cape Coral, FL 33914
Listing Courtesy Of: Serhant
jamesb@serhant.com